Lifestyle Edwin D Epperson III Lifestyle Edwin D Epperson III

Self Directed IRA and Real Estate

A self-directed IRA can open doors to real assets beyond Wall Street, but complexity often follows independence. Blue Bay Fund I offers a disciplined alternative through real-estate-secured notes, designed to preserve capital, generate steady income, and uphold faith-driven stewardship.

Read More
Investing, Podcast, Military Edwin D Epperson III Investing, Podcast, Military Edwin D Epperson III

Embrace the Suck: How this Green Beret Built a Real Estate Debt Fund

This mindset, to 'embrace the suck,' meaning don't try to avoid being uncomfortable; don't try to escape the pain, whether it's physical, mental, spiritual, or whatever it may be. Don't try to get away from it. Literally, embrace it, make it part of who you are, and in that embracing the suck, if you will, you begin to learn how to control that chaos and make it work for you.

Read More
Investing Edwin D Epperson III Investing Edwin D Epperson III

High Yield Real Estate Notes: Build Your Crash-Proof Wealth

Real estate notes also known as promissory or mortgage notes flip the script. Instead of relying on appreciation, you step into the bank’s position. With the Lender’s Advantage:

  • Provide capital.

  • Set the terms.

  • Collect interest first.

  • Secure capital with property.

If a borrower defaults, you hold the first-position right to foreclose and reclaim your investment. This is structured, contractual investing — not speculation.

Read More
Faith & Family Edwin D Epperson III Faith & Family Edwin D Epperson III

Faith Based Investing: Take Action to Build Eternal Legacy.

Edwin’s approach affirms God’s sovereignty, man’s role as steward, and Scripture as supreme authority for all of life—including investing. Every financial decision carries eternal significance. Faith-based investing means aligning financial decisions with biblical convictions. It goes beyond avoiding certain industries; it applies stewardship to every aspect of capital management.

Read More
Investing Edwin D Epperson III Investing Edwin D Epperson III

What are Private Notes

The definition of a note is quite simple. A note is a physical representation of your capital (the lenders) given to you by the borrower. The note tells all parties involved how much you are lending, what is the rate of return, when you should expect that note to be repaid, and the payment structure of the note. This is just like REAL money because it’s a legally binding document, enforceable in court that is a representation of the exact amount of money you loaned. Keep it secret, keep it safe.

Read More