I've been working with Edwin for nearly 10 years, and in every deal I've invested with him, I felt 100% confident that it was a good investment. Edwin has been the most honest investor I have ever worked with. He is completely upfront with you on every deal whether it's going good or bad. He works hard to the very end making sure his investors get paid and offering excellent mortgage investment services. I will continue investing with Edwin and in fact, he is the only one doing lending that I will work with.

THOMAS I.

Retired Firefighter - New York.

5+ Deals Invested.

I have had the pleasure of working with Edwin on a couple of deals so far. I found him very professional and authentic. Looking forward to working with him on a lot more deals.

RAJEEV V.

Engineer and Developer - Kansas

Investment Partner & Friend - Since 2016

Edwin was highly recommended by a fellow investor. He goes above and beyond to make sure we understand the investment. He has been a secret source to increasing our capital. I am always confident when I invest with Edwin because he has done his due diligence in underwriting the account. I know he has done his homework before he releases another investment opportunity to me. He is knowledgeable of the market and we are thankful for doing business together.

KATHY W.

Family Investor - Florida.

$3M+ Invested

Edwin has the integrity that I look for in a business partner. It's apparent that he behaves like the military elite should - Bold, Confident, Organized, and Studied. He does his due diligence and in the rare event of a deal going South, he owns up to it and most of all, he learns from it. He insulates the damage to his associates to the greatest degree possible. Investments don't always go as planned, but when the going gets tough, I'm glad that Edwin is managing the project

TOM C.

Insurance Business Owner - Texas

Investment Partner & Friend - Since 2017

I have invested with Edwin since 2020, and throughout this time he has kept an open line of communication. All investments are subject to risk, but his due diligence helps me feel that my funds are secure.

PAMELA E.

Military Spouse - Florida

3+ Deals Invested

Edwin Epperson brings integrity, comfort, and ease to investing in the private lending space. He communicates clearly and patiently with the investor. No question is too small or out of place. This was greatly appreciated as I was unfamiliar with private lending investing. I am in my 3rd year of investing with Blue Bay Capital and the experience has been very positive. Looking forward to future investing.

HEATHER W.

RE Management Business Owner - Florida

$4M+ Invested

It’s been my pleasure to work with Edwin Epperson. He is a man of integrity, prosperity, and an incredible work ethic. He has leveraged his experiences both good and bad to be a steward of community growth and development both in his market and across the nation. Edwin has been a shining example of what it is to be a leader in the private lending community.

ARVAL H.

Business Consultant - Texas

Investment Partner & Friend - Since 2017

I've worked with Ed in a number of deals and was very impressed at how he handled each deal. He's very professional, ethical, very transparent and keeps you updated in every single step. His paperwork and due diligence are very complete and easy to understand. It makes my life easy and helps me get to a decision fast. I have to say he's one of the best out there. He raises the bar of excellence and every time I come across a fund manager or syndicator, I've always compared them back to Edwin. He is, in my view, the brand standard for a fund manager. I continue to work with him and would highly recommend for both newer and experienced investors consider Ed’s fund.

JOSIE C.

Sr. Director Business Consultant - California

$500K+ Invested

I have the highest regard for Edwin's integrity and honesty. When things go great, he shares applause for others’ contributions. When things aren't on track, he jumps in with responsibility to find a solution. There is no other fund manager who does such a good job of due diligence and documentation. Edwin is creative and persistent, two traits essential in an entrepreneur. I highly recommend his investment fund for consideration.

JAY L.

Retired Entrepreneur & Author - Pennsylvania

15+ Deals Invested

When you find a business that has a leader as Edwin, you have found not only a gold mine, but a business partner that you can trust to keep integrity, honor and his commitment to you. I have had the pleasure of knowing and working with Edwin for many years as a private lender and on various real estate deals. He takes his experience from his time serving and leverages that in his business. Edwin conducts his due diligence to make sure that the product that he brings to you is the best product by providing the funding partners the best ROI along with covering any downside through risk mitigation. I continue to look forward to future deals and working with him for many years to come.

Kelly G.

Military Veteran & Entrepreneur - California

Investment Partner & Friend - Since 2016

I have the pleasure of representing Edwin and his company for various investment deals he puts together. He has a strong work ethic and is very meticulous. I am also impressed by his professionalism and integrity. I highly recommend Edwin and Blue Bay Fund if you are considering any sort of involvement with private mortgage investing.

Dion M.

Real Estate & Business Attorney - Florida

Counselor & Friend - Since 2015