More so, investing in real estate comes with TWO types of insurance protections: property insurance and title insurance. When one of my partners decides to invest in real estate through Blue Bay Fund I, there is an essential type of insurance that provides protection that is not available to real estate buyers. From a passive investor’s perspective, this is a great thing to know. It gives them confidence and builds trust that their invested capital in Blue Bay Fund is the safest investment they can find. This ensures that whatever opportunity my investors are participating in, they are correctly and fully protected, with the total weight of the courts backing their interest in the investment.

It is a hard balance to generate passive income from private mortgage investing yet at the same time maintain the freedom of time you are looking for. One of the best ways for an investor seeking passive income via passive investing is to invest through a company like Blue Bay Fund, which allows us to handle all the trouble of running a private lending business.

Where can you find these types of passive investments? You can research online for debt funds, as well as crowdfunding sites to invest in loans. You can also visit your local real estate clubs and network with active investors and builders to finance their projects. However, in most cases, you must have all the money the borrower requests to make the loan. Does the investor need $1M to build a new SFR house? Well, you need $1M in cash to be able to make the loan. If you invest through a crowdfunding platform, you may be able to invest in a slice of a loan, but you cannot research and conduct your due diligence on that loan. You have to invest “blindly” into these crowdfunding loans, trusting that the crowdfund manager properly underwrote each loan and mitigated the risks appropriately

Alternative investments have gained popularity in recent years as people seek diversification and potentially higher returns outside the stock market.

However, several myths and misconceptions often surround these non-traditional investment options, leading to hesitation and skepticism. Let’s debunk some common myths about alternative investments and shed light on the realities.

What exactly is a self-directed IRA? Self-directed IRAs (SDIRA) give owners complete control over retirement funds and investing decisions. These plans can use alternative investments, like real estate, to create diversity and build retirement wealth.

Investing in mortgages can be challenging, especially when it comes to gaining liquidity. Luckily, Blue Bay Fund has a unique solution that will help its partners overcome this challenge. Our fund allows partners to buy a slice of a mortgage or the entire mortgage and list their purchased slice(s) for sale to other fund partners at par value.