For accredited investors seeking secure and consistent returns, private debt funds are an excellent option. They offer predictable cash flows with the added benefit of being backed by valuable assets. Private debt funds lend capital to borrowers in exchange for fixed interest rates. These loans are often secured by real estate or other tangible assets, providing an added layer of protection for investors. In return, investors receive regular interest payments, creating a steady income stream.

Investing in real estate investment loans work the same way, but the borrowers are investors, not homeowners, and you play the role of the banker. Your loan is secured by investment properties, providing a layer of protection while you earn interest without managing properties yourself.

The real estate investor is now the one who is responsible and liable to pay the taxes, insurance, and your monthly payments. The real estate investor has to deal with the three big “T’s” of RE Investing; Tenants, Termites, and Taxes!

Unsurprisingly, finances are a top priority for people approaching retirement age. Knowing how much you need to retire comfortably and confidently is extremely important. Yet, it can be challenging, as inflation and the increase in the cost of living will quickly erode your ability to retire. So, how can you address your concerns effectively and efficiently?